Krealo

Quick facts
- Type
- Corporate venture capital
- Headquarters
- Lima, Peru
- Founded
- 2018
About
The corporate venture arm of Credicorp, investing in fintech across the Andean region — its portfolio includes Chile's Tenpo and Peru's Culqi.
Companies backed on our watchlist
- Blanco — SME fintech (Seed)
Before you read anything into this
Profiling Krealo here is informational, not a recommendation. Almost all venture funds only accept institutional or high-net-worth limited partners with minimums far beyond most individual investors — see our guide to venture funds for how that actually works.
Understand how venture funds actually work for an LP:
Venture funds explained →
Corporate venture arms invest for two reasons at once
When a bank, insurer or industrial group runs a venture arm, the capital pursues a financial return and a strategic one: access to technology, a commercial partnership, or an early view of something that could disrupt the parent. Both motives are legitimate, and they are not always aligned with the interests of other shareholders.
The practical questions are specific. Does the investment come attached to a commercial agreement, and on what terms? Does the corporate hold a right of first refusal or a veto that could complicate a future sale to one of its competitors? A strategic investor can open doors no financial fund can — and can also narrow the set of buyers who will eventually be willing to acquire the company.